---
title: "Miliyoniya na Crypto - Su Wane Ne Su?"
description: "Wallet-walletan da aka manta da su, fare-fare a kan meme-coins, masu tallata crypto na farko, da kuma kudaden Mt. Gox da suka makale — ainihin siffofin da ke bayan jerin attajiran crypto na bazata."
language: ha
published: 2026-04-07
author: Netts
topic: "Insights"
canonical: https://netts.io/blog/crypto-millionaires-who-are-they?lang=ha
languages: [en, ru, es, zh, th, fr, uk, tr, hi, fa, ar, ha, pt, vi, ko, ja, id, de, tl]
translation_outdated: false
---
# Miliyoniya na Crypto - Su Wane Ne Su?

Wallet-walletan da aka manta da su, fare-fare a kan meme-coins, masu tallata crypto na farko, da kuma kudaden Mt. Gox da suka makale — ainihin siffofin da ke bayan jerin attajiran crypto na bazata.

Matashi na yau da kullum yana tashi ne da wani buri na musamman, koda kuwa ba kowa ne ke da shi ba. Wannan ba lallai ne ya zama burin yin aiki tukuru ba, ko yin dogon lokaci a dakin karatu, ko kuma kwashe shekaru ana hawa matakan kamfanoni daya bayan daya cikin wahala. Wannan hangen nesa ne na samun 'yanci kai tsaye kuma gaba daya. Idan ka tambaye su abin da suke so da gaske, amsar kai tsaye ita ce samun kudi cikin sauki, kuma ba tare da wata kwarewa ta musamman ba; ba tare da aiki mai tsanani ko sadaukar da kuruciyarsu ba. Suna fatan cin babban caca, ko yin sa'a a wasan caca, ko kuma wani nau'in jari mai ban mamaki wanda zai mayar da 'yan canjin aljihunsu ya zama dukiya mai yawa cikin dare daya. A irin wannan duniyar, inda albashi ya tsaya wuri daya kuma tsadar rayuwa ke ci gaba da karuwa, sha'awar samun dukiya mai lambobi 11 ta hanyar "moonshot" ta fi kowane lokaci karfi.

Tsohuwar hanyar nan — ta zuwa makaranta, samun aiki, ajiye kashi 10 cikin dari na albashinka har abada, sannan ka yi ritaya kana da shekaru 65 tare da agogon zinare — ta riga ta mutu ga wasu, kuma tana mutuwa ga sauranmu. Suna son hanyar gajera. A mafi yawancin tarihin dan adam, irin wannan burin mafarki ne kawai: rudu ne wanda ya kamata mutum ya bari yayin da ya girma ya fuskanci hakikanin duniyar aiki. Amma a cikin karni na ashirin da daya, wani sabon fage ya bude inda wannan rudun ya zama gaskiya ga wasu mutane masu sa'a. Wannan fage shi ne cryptocurrency.

Domin fahimtar wannan burin, dole ne ka fahimci duniyar da ta haifar da shi. Shekarar 2009 ba kawai shekarar da aka haifi Bitcoin ba ce, har ma lokaci ne da amincewa da tsarin banki na gargajiya ya ruguje sakamakon rikicin tattalin arziki na duniya. A cikin wannan yanayi na rashin amana, wani madadin kudi na dijital ya bayyana. Da farko an dauke shi a matsayin abin wasan masana kwamfuta, kudin kasuwar boye, ko kuma tsarin damfara na pyramid. Amma yayin da shekaru suka shude, darajarsa ta yi tashin gwauron zabi, wannan "sihirin kudin intanet" na dijital ya saba wa ka'idar dabi'a. Ya bude wani sabon rukunin dukiya wanda ba shi da alaka da sunan iyali, ko ilimi na masu hannu da shuni, ko kuma siyasar kamfanoni.

Arziki ne da aka samu ta hanyar hargitsi, lambobin sirri (code) da kuma sa'a.

## Attajiran Bazata

Bari mu fara da wadanda ke rayuwa cikin mafarki: attajiran da ba a yi tsammani ba. Daya daga cikin labaran da suka fi daukar hankali game da arzikin bazata shi ne na Kristoffer Koch. A shekarar 2009 ne, kuma Koch dalibi ne a wata kwaleji a kasar Norway yana gudanar da bincike kan boye bayanan sirri (encryption) a matsayin wani bangare na karatunsa na digiri na biyu (master’s thesis). A lokacin, Bitcoin ba kadarar kudi ba ce; wani gwaji ne da ba a sani ba wanda wasu kalilan da ake kira “cypherpunks” da masana harkar boye bayanan sirri (cryptography) kawai suka sani. Saboda son sani, Koch ya yanke shawarar siyan Bitcoin guda 5,000 don “wasa” kawai, a kan kudi kalilan – wanda ya kama tsakanin dala $20 zuwa $27. Kudi ne da zai iya jure rashinsu — kudin abincin dare ne kawai. Ya saya sannan ya manta da su nan take. Ya ci gaba da rayuwarsa, ya sami aiki, kuma har tsawon shekaru hudu bai taba tunanin tsabar kudadensa na dijital ba.

Duniyar 2009 ta bambanta kacokan; babu wuraren musayar kudi (exchanges), babu walat a wayoyi ko manyan hanyoyin sadarwa na kasa da kasa, sai dai lambobin sirri (code) kawai da rubuce-rubuce a dandalin tattaunawa (forums). Hakan ya kasance har zuwa shekarar 2013, lokacin da Bitcoin ya mamaye kanun labarai na duniya bayan ya haura darajar dala $1,000, sannan ya tuna da tsohuwar walat dinsa. Kuma lokacin da daga karshe ya gano kalmar sirrinsa (password) ya kuma shiga asusunsa, ya gano cewa dala 27 da ya zuba sun ninka zuwa daruruwan dubban daloli. A yau, wannan sayayya ta farko za ta kai darajar daruruwan miliyoyin daloli. Koch bai yi nazarin kasuwa ba. Bai yi ciniki (trade) ba. Kawai ya sayi tikitin caca ne wanda ba ya karewa … ya bace, ya manta bai canza lambobin ba har sai da ya ci babbar kyauta (jackpot). Labarinsa shi ne babban misali na tatsuniyar crypto: akwatin taska da aka manta da shi wanda aka binne a bayan gidan dijital.

![Miliyoniya na Crypto - Su Wane Ne Su?](https://netts.io/blog/images/body/34040f3182f5979d6abe261b26df3eb9c1b05613-1089.webp)

Sannan akwai labarin Erik Finman. Lokacin da yake dan shekara goma sha biyu kacal a shekarar 2011, Finman ya yi caca da iyayensa.

Ya so kowa ya sani cewa idan har zai iya mayar da kyautar dala dubu daya da kakarsa ta ba shi zuwa dala miliyan daya kafin ya cika shekaru goma sha takwas, ba zai bukaci zuwa makaranta ba. Irin wannan caca ce da yaro zai yi, cike da nuna bajinta da kuma rashin masaniya. Amma Finman ya sayi Bitcoin ne lokacin da darajarsa take kusan dala 12. Ya yi imani da shi a lokacin da kusan babu wanda ya yarda da shi — ba don shi wani gwanin harkar kudi ba ne, sai dai don kasancewarsa wanda ya girma da fasahar zamani, ya hango damar da kudin intanet ke da ita. Ya dage da tsabar kudadensa duk da faduwar daraja da kuma tashin gwauron zabi, yana fuskantar izgili daga malamansa da kuma abokan tsaransa. Ya ci cacar tasa kafin ya cika shekaru goma sha takwas. Kafin ma ya kai shekarun da doka ta ba shi damar shan giya, ya riga ya zama hamshakin mai kudi — ba ta hanyar wani aiki ba, sai dai saboda wani taurin kai na imani da ya yi. Labarinsa yana da matukar jan hankali domin yana tabbatar da tsohon burin matasa — ko kuma a kalla fahimtarsu — na zaton cewa yara na iya kasancewa a kan daidai kuma sun san abin da manya ba su sani ba. Bai kafa wani kamfani ba; kawai ya rike wani imani ne.

Wani rukunin masu ban sha'awa na 'miliyanoni ta hanyar bazata' su ne wadanda ake kira da "Wadanda Mt. Gox ya shafa." Babbar hanyar musayar Bitcoin ta duniya, Mt. Gox, ta ruguje a shekarar 2014 bayan an yi mata kutse. Dubban masu ajiya sun ga kudaden da ke cikin asusunsu sun bace. Wadannan kudade sun makale a kotun fatara har tsawon shekaru goma. Wannan na iya zama babban rashi a wancan lokacin, amma kuma ya haifar da wani sakamako da ba a yi tsammani ba: Ya sa wadannan masu amfani sun yi "HODL" (rike kudi da rai da lafiya) ta cikin lokuta da dama na tashin farashi (bull markets). Ba za su iya sayarwa ba koda suna so. Kafin lokacin da aka fara biyan kudaden a tsakiyar shekarun 2020, darajar Bitcoin dinsu ta karu da dubun-dubatar daloli fiye da yadda take a lokacin da aka daskarar da su. Ba su yi arziki ta hanyar zama ƙwararrun ’yan kasuwa ba, sai dai saboda an tsare su a cikin abin da ya yi daidai da kullewar kuɗi na tsawon shekaru goma sakamakon rugujewar kamfani.

Ɗaya daga cikin misalan ban mamaki na sa’a da aka haɗa da al’adun intanet na zamani shi ne Glauber Contessoto, wanda aka fi sani da “Dogecoin Millionaire.” Contessoto ya saka dukkan kuɗin ajiyar rayuwarsa a shekarar 2021 a cikin Dogecoin, kuɗin intanet (cryptocurrency) wanda a zahiri ba shi da wani bango in ban da barkwancin da aka ƙirƙire shi a kai. Bai yi hakan don fasahar ba; Dogecoin ba shi da kwangiloli masu basira (smart contracts), ba shi da ƙungiyar haɓakawa, kuma adadinsa ba shi da iyaka. Bai yi hakan bisa ƙa'idodin kasuwanci ba. Ya yi hakan ne saboda yana son barkwancin hotuna (memes), kuma ya yi imani da tallace-tallacen da Elon Musk, sanannen mutum a Twitter, ya yi. Wannan wani babban kasada ne wanda kowane mai ba da shawara kan harkokin kuɗi a duniya zai ba da shawarar kada a yi shi. Amma yayin da sha'awar tsabar kuɗin barkwanci (meme coin) ta karu, darajar kuɗin da yake da su ta haura dala miliyan biyu. Labarinsa shi ne kololuwar mafarkin “samun kuɗi cikin sauƙi,” wato yin arziki ba ta hanyar zama mai wayo ba, sai dai ta hanyar kasancewa cikin wani yanayi da ya shahara a intanet. Ya nuna canjin da aka samu a kasuwa inda ra'ayin al'umma da jin daɗinsu suka zama mafi mahimmanci fiye da amfanin fasaha.

Akwai babban dalili a bayan waɗannan labaran. Sun faru ne a lokacin da yanayin harkar crypto yake a bushe kuma ba a fahimce shi ba. A zamanin farko, hakar Bitcoin (mining) ba ta buƙatar komai fiye da kwamfutar gida — kuma wataƙila ma ba ta kai hakan ba. Kalubalen ya kasance kaɗan, kuma ribar tana da yawa ga rukunin masu zaman kashe wando da suka ɗauki lokaci don kunna manhajar. Rashin ƙwarewa irin wannan shi ne siffar wannan lokacin. Babu azuzuwan koyon haɓaka blockchain saboda kusan babu ma wani abu da ake kira haɓaka blockchain a lokacin. Ƙofar shiga ita ce son sani, ba wai iyawa ba.

Wannan ya ba mutane kamar talaka na gari, ɗalibi ko mai wasan bidiyo damar tara kadarorin da daga baya za su zama masu daraja sosai, kawai saboda suna cikin mutanen farko da suka fara shiga harkar.

## Masu Hangen Nesa da Waɗanda Suka Fara Rungumar Fasahar

Amma yayin da masana'antar ta haɓaka, salon dogaro da "sa'ar banza" ya daina tasiri sosai. Wani sabon rukunin hamshaƙan attajiran crypto ya bayyana. Ba wai kawai waɗanda suka yi sa'ar cin caca ba ne; su ne waɗanda suka fara rungumar fasahar waɗanda suka hango wata babbar dama kuma suka ɗan yi (a zahiri, ba wani aiki mai yawa ba) ƙoƙari don cin gajiyarta. Ba wai sun saya ne su yi watsi da shi ba; sun yi wa harkar tallata, sun zuba jari da kwarin gwiwa kuma sun shiga cikin harkokin tsarin (ecosystem).

Yi la'akari da Roger Ver, wanda aka fi sani da “Bitcoin Jesus.” Kafin Bitcoin, Ver ya riga ya kasance hamshaƙin ɗan kasuwa — amma jajircewarsa wajen tallata harkar ce ta mayar da shi attajirin mai zuba jari a crypto.

Ba wai kawai ya sayi Bitcoin ba ne; ya tallata shi. Ya zagaya duniya yana jawabi a taruka, yana lallashin 'yan kasuwa su karɓe shi kuma ya ba da tallafin kuɗi ga rukunin farko na sabbin kamfanonin (startups) crypto. Ya zuba kuɗi a kamfanoni irin su BitInstant, Ripple da Kraken lokacin da suke matakin ra'ayi kawai da aka zana a kan takarda. Tun da wuri, ya fahimci cewa domin jarin sa ya yi nasara, dole ne tsarin (ecosystem) ya bunƙasa. Ba lallai ne aikin rubuta lambobin kwamfuta (code) ba ne, amma wani nau'in aiki ne na lallashi da raba jari. Ya yi kasada a kan samar da ababen more rayuwa (infrastructure) kafin ma a samar da su, kuma wannan kasadar ta biya shi sosai. Miliyoyinsa sun kasance sakamakon hango makomar gaba da kuma taimakawa wajen tabbatar da ita.

Wani misalin kuma shi ne na 'yan biyu Winklevoss, wato Cameron da Tyler. Waɗanda aka fi sani da takaddamar su ta shari'a game da ƙirƙirar Facebook, sun yi amfani da wani ɓangare na kuɗin da aka biya su na sulhu don yin babban jari a Bitcoin a shekarar 2013, inda suka saye kusan kashi 1 cikin ɗari na dukkan adadin da ake da shi. Amma ba su tsaya a nan ba. Sun fahimci cewa domin crypto ya zama ruwan dare, yana buƙatar wuri mai tsari da aminci.

Sun yi aiki wajen samar da dandalin musayar kudi na Gemini, duk da sarkakiyar dokokin jihar New York. Arzikinsu bai fito kawai daga karuwar farashin kadarori ba, a’a, ya fito ne daga kokarinsu na tabbatar da halaccin wannan rukunin kadarori. Su ne suka zama gada tsakanin zamanin "wild-west" na Silk Road da kuma karbuwar da harkar ke samu a hukumance a yanzu. Masu zuba jari na Silicon Valley (VCs) sun wulakanta su ta hanyar kin amincewa da su akai-akai saboda tunanin cewa crypto damfara ce, amma sun ki ja da baya, kuma sun nuna cewa jajircewa na iya zama mai kima kamar dabarun rubuta lambobin kwamfuta (coding).

Sannan akwai labarin Charlie Shrem, daya daga cikin majagaban Bitcoin a New York. Ya kasance daya daga cikin wadanda suka kafa BitInstant — kamfanin da ya fadada kasuwa ga mutanen da ke son siyan bitcoin a lokacin da yin hakan yake da matukar wahala. Shrem ya wuce kawai mai zuba jari; ya kasance mai saukaka harkoki. Ya yi abin nan: magance matsalolin da suka dabaibaye kasuwar farko-farko. Ko da yake tafiyarsa ta kasance mai cike da kalubale, ciki har da matsalolin shari'a da zaman gidan yari, shigarsa harkar tun da wuri da kuma hannun jarin da yake da shi sun tabbatar da matsayinsa a tarihin crypto. Labarinsa shi ne babban mataki na tsakiya: bai tsaya kawai a kan rike kudi ba, ya yi kokarin gina kasuwanci, koda kuwa hanyar tana da wahala. Shi ne wakilin waccan dabi'ar ta farkon shekarun 2010 ta yin abubuwa cikin sauri da rashin tsoron yin kuskure.

Jihan Wu wani bangare ne na daban na masu aiki tukuru. Lokacin da Wu ya ga cewa hakar Bitcoin (mining) tana sauyawa daga amfani da kwamfyutocin tafi-da-gidanka na yau da kullum zuwa manyan injina na musamman, ya hada kai da Micree Zhan don kaddamar da Bitmain — wanda ke kera kwakwalwar kwamfuta ta ASIC (application-specific integrated circuit) don hakar ma'adinai. A'a, bai samar da Bitcoin ba, amma ya samo hanya mafi kyau ta hako shi fiye da kowa. Ya samu arzikinsa ne ta hanyar sayar da "shebur" (kayan aiki) a lokacin da kowa ke neman zinare. Sabon salon da ya zo da shi shi ne gano babban kalubalen da ke cikin tsarin — wato karfin sarrafa bayanai (hash rate) mai inganci — sannan ya magance shi ta hanyar samar da na'ura ta zahiri.

Daya daga cikin shahararrun masu zuba jari (venture capitalists), Tim Draper, shi ma yana cikin wannan rukunin.

Lokacin da Hukumar Marshals ta Amurka ta sayar da Bitcoin ɗin da ta ƙwace daga kasuwar Silk Road, yawancin manyan masu saka hannun jari na kamfanoni sun guji yin tayin saya (bisa ga wasu rahotanni saboda tsoron matsalolin shari'a ko kuma kawai don fargabar a kira kuɗin da "kuɗin miyagun ƙwayoyi"). Amma suna sayar da kadarar ne a kan farashi mai sauƙi, kamar yadda Draper ya fahimta. Ya sayi duka kusan Bitcoin 30,000 ɗin. Wannan wani babban kasada ne na saba wa ra'ayin jama'a wanda ya buƙaci jarumtar yin hannun riga da ra'ayin takwarorinsa. Bai rubuta lambar sirrin (code) ba, amma ya samar da liquidity da halaccin da kasuwar ke buƙata sosai a wani lokaci mai wuyar gaske.

## Masu Gina Dauloli

A ƙarshe, dole ne mu yi la'akari da rukuni na uku na hamshaƙan attajiran crypto. Waɗannan mutane ne da suka karya tatsuniyar "kuɗi mai sauƙi." Su ne shaida kan cewa nasara mai dorewa a wannan sana'a, kamar kowace sana'a, galibi tana fitowa ne daga aiki tuƙuru, babban kasada, da kuma daruruwan darare ba tare da barci ba. Ba wai sun tsinci miliyoyin ba ne; gina dauloli suka yi.

Wannan misali ya bayyana a fili a tare da Changpeng Zhao, wanda aka fi sani a duniya da CZ. CZ ba hamshaƙin attajiri (billionaire) ba ne kafin Binance. Shi wani mai haɓaka manhaja (developer) ne wanda ya gina tsarin ciniki na kasuwannin hannun jari na gargajiya.

![Miliyoniya na Crypto - Su Wane Ne Su?](https://netts.io/blog/images/body/afea8489b2d971593a001ece0957c1cc14de91c6-1338.webp)

Ya sayar da gidansa sannan ya saka dukkan kuɗin da ya tara a cikin cryptocurrencies, wani mataki mai matuƙar haɗari wanda ya bar shi ba tare da gida ba kuma tare da kadarar da farashinta ke tashi da faɗuwa sosai (volatile). Kasuwar ta riga ta cika da manyan kamfanoni lokacin da ya fara Binance a shekarar 2017. Amma ta hanyar saurin aiwatar da ayyuka da kuma ba da fifiko na musamman ga gamsar da abokan ciniki, ya mayar da Binance ta zama babban dandalin musayar cryptocurrency mafi girma a duniya a cikin ƙasa da shekara guda. CZ ba wai sa'a kawai ya samu ba. Ya yi aiki kusan kowane lokaci da yake idonsa biyu.

Ya jagoranci tawagar duniya da ke aiki a yankunan lokaci daban-daban a fadin duniya, ya ratsa cikin sarkakiyar dokoki masu sauyawa a yankuna da dama, kuma ya ci gaba da kirkirar sabbin kayayyaki. Arzikinsa shaida ne ga fasahar fitar da lambobin kwamfuta (code) da kuma magance matsaloli a babban mataki. Ya kasance yana kwana a ofishinsa, yana gudanar da tarurruka da karfe 3 na dare, kuma ya gina dandalin da zai iya sarrafa miliyoyin hada-hadar kudi a kowane sakan.

A gaba-gaban wannan rukunin akwai Vitalik Buterin wanda ke wakiltar babban mai hangen nesa a cikin dukkan masu hangen nesa. Tun yana dalibin sakandare ya hada gwiwa wajen kafa Bitcoin Magazine, sai dai ba a dade ba bayan haka ya gamsu cewa tsarin Bitcoin kansa yana da iyaka sosai ga aikace-aikacen da ya yi imani da su. Ya bar jami'a don ya zama daya daga cikin wadanda suka kafa Ethereum, wanda aka bayyana a matsayin "kwamfutar duniya" da za ta iya gudanar da kwangiloli masu basira (smart contracts). Wannan ba aikin kwaikwayo ba ne; babban sauyi ne na yadda za a sake fasalin abin da blockchain zai iya yi. Ya zagaya duniya, yana kwana a kan kujeru, yana rubuta lambobin kwamfuta (coding) da himma, tare da hada kan al'ummar masu samar da manhajoji (developers). Kaddamar da Ethereum a shekarar 2015 ya ba da rai ga dukkan tsarin tattalin arziki na raba iko (DeFi) da kuma NFT. Biliyoyinsa ba kawai tarin tsabar kudi ba ne, a'a, ma'auni ne na dimbin darajar da dandalinsa ya samar wa mutane a fadin duniya. Ya jagoranci hanyar sadarwar (network) ta wasu daga cikin mawuyacin sabuntawar fasaha, inda ya magance abin da aka fi sani da “scalability trilemma.”

Brian Armstrong, Shugaban Coinbase, yana da wata mahangar daban game da aiki tukuru. Inda CZ ya yi sauri kuma ya yi abubuwa ba tare da tsantsan doka ba, Armstrong ya bi hanya mai wahala ta bin dokoki. Ya yi mafarkin gina kamfanin crypto da ke aiki a cikin tsarin ka'idojin Amurka, aikin da masu suka suka ce ba zai yiwu ba. Ya kulla alaka da bankuna da hukumomin tsara dokoki tsawon shekaru, yana fafatawa da rashin amincewa da cikas na tsarin mulki. Ya samar da manhaja mai saukin amfani wadda ta kasance mai sauki ga tsofaffi wajen siyan Bitcoin kamar yadda ake siyan littattafai a Amazon. Ya samu biliyoyinsa ta hanyar magance babbar matsala a harkar crypto: amana.

Ya ɗaukaka sha'awar hakin (hacker obsession) zuwa matakin kamfani da ake cinikin hannun jarinsa a kasuwar Nasdaq. Aikinsa bai fi mayar da hankali kan lambobin sirri (code) ba, sai dai kan dabarun gudanar da kamfani da kuma bin ƙa'idojin hukumomi, inda ya nuna cewa ƙwarewa mai zurfi tana yiwuwa a cikin duniyar crypto mai cike da ruɗani.

Michael Saylor — wanda ya bayyana a ƙasa a wannan jerin fiye da yadda zai kasance kafin 2021, amma labarinsa ɗaya ne na sauye-sauyen dabaru masu ban mamaki. Shugaban wani kamfanin manhajar kasuwanci mai suna MicroStrategy, ya hango haɗarin hauhawar farashin kudaden takarda (fiat currency). Bai tsaya kawai ga sayayya don kansa ba, a'a, ya sake fasalin daukacin kamfaninsa zuwa abin da ake kira ma'ajiyar Bitcoin. Wannan ya haɗa da gamsar da hukumar gudanarwa mai cike da shakku, yin shawarwari kan dokokin hannun jari (securities laws), da kuma sayar da hangen nesansa ga dubban masu hannun jari masu fargaba. Ya mayar da kamfaninsa ya zama wata hanya ta karɓuwar Bitcoin a matakin hukumomi, inda ya ci bashin biliyoyin daloli don siyan ƙarin tsabar kudi. Wannan wani gagarumin mataki ne na kasuwanci mai cike da haɗari wanda ya buƙaci jajircewa da kuma yaƙinin ilimi. Ya kwashe dubban sa'o'i yana nazarin tarihin kuɗi da tsarin tattalin arziki na Austrian don kafa hujjarsa.

Sannan akwai masu gina duniyar tsarin kuɗi ba tare da tsakiya ba (DeFi), ciki har da Hayden Adams, wanda shi ne ya ƙirƙiri Uniswap. Adams, injiniyan kanikanci ne wanda ya koyi rubuta lambobin sirri (coding) bayan ya rasa aikinsa. Ya kwashe watanni yana aikin coding shi kaɗai don samar da tsarin musayar kuɗi ba tare da tsakiya ba (decentralized exchange protocol). Ba shi da wata babbar tawaga ko kuɗi masu yawa. Yana da kwamfutar tafi-da-gidanka da kuma wani tunani kawai. Ya rubuta lambobin sirrin da a ƙarshe suka sarrafa ciniki na triliyoyin daloli. Nasararsa ba kawai sakamakon siyan wani token da jira ba ne; ta kasance ne game da gina wani amfani da duniya ba ta san tana buƙata ba. Ya magance matsalar samar da ruwan kudi (liquidity) ta hanyar da ba ta da tsakiya (decentralized) ta hanyar samar da tsarin Automated Market Maker wanda ke tafiyar da mafi yawan bangaren DeFi a yau.

Irin su Gavin Wood, ɗaya daga cikin waɗanda suka kafa Ethereum kuma wanda ya ƙirƙiro Polkadot, mutumin da ayyukansa na basira ke da matuƙar daraja da inganci.

![Miliyoniya na Crypto - Su Wane Ne Su?](https://netts.io/blog/images/body/db22343ed5f70849e261f42093e4e7c97daef9e2-1286.webp)

Shi ne marubucin “Yellow Paper” na Ethereum, wato bayanan fasaharsa, wanda ya sa hanyar sadarwar da wannan kuɗin suka zama mai yiwuwa. Ya ƙirƙiro yaren shirye-shiryen kwamfuta na Solidity, wanda ake amfani da shi wajen rubuta kusan dukkanin kwangiloli masu basira (smart contracts) a yau. Dukiyarsa ta samo asali ne kacokan daga nasararsa wajen gudanar da wasu ayyuka masu wahala na kimiyyar kwamfuta. Bai tsaya kawai ga zuba jari a nan gaba ba; shi ne ya rubuta yaren da nan gaban ke magana da shi.

Waɗanda suka kafa Polygon da Sandeep Nailwal sun nuna wani nau'in aiki tuƙuru — aikin faɗaɗawa da haɓaka tsari (scaling up). Amma lokacin da Ethereum ya yi tsada sosai, kuma ya yi nauyi saboda shahararsa, ba kuka kawai suka tsaya yi ba. Sun samar da mafita ta haɓakawa ta Layer 2 (Layer 2 scaling solution). Hakan ya buƙaci magance wasu matsalolin injiniyanci masu wahala, da gina babban tsarin (ecosystem) na masu haɓaka shirye-shirye da abokan tarayya. Ayyukansu sun taimaka wajen mayar da crypto daga gwaji marar tabbas zuwa wani dandamali da zai iya ɗaukar miliyoyin mutane.

Yanayin da waɗannan masu aiki tuƙuru suka tsinci kansu yana da muhimmanci. Sun fito ne ba a lokacin kwanakin “sauƙi” ba lokacin da mutane ke hakar kuɗi (mining) a kwamfyutocinsu na tafi-da-gidanka, amma a lokacin gasa mai tsanani da kuma bin-ƙwaf na dokoki. Sun yi hakan ne saboda sun magance matsaloli masu wahala. Sun samar da ruwan kuɗi (liquidity), sun tabbatar da tsaro, sun kuma samar da ilimi. Fasaharsu ta sa masana'antar ta tashi daga abin sha'awa na wasu ƙalilan zuwa wani nau'in kadarori na duniya (global asset class). Sun nuna cewa sa'a na iya sa ka zama mai kuɗi, amma aiki tuƙuru ne kawai ke barin tarihi mai dorewa.

Kasancewar waɗannan dukiya an same su ne a wasu fannoni na fasaha na musamman ma abu ne da ya kamata a ambata. Masu hakar kuɗi na farko, a takaice, suna da hanyar sadarwa marar cunkoso da za su iya hakar kuɗi da kuma kiyaye tsaro cikin sauƙi.

Haɓakar I.C.O. na shekarar 2017 ya kasance wata hanya ce ga tagwayen Winklevoss da sauran mutane don amfani da jarin su. Lokacin zafi na DeFi na shekarar 2020 ya kawo dama ga masu ginawa kamar Hayden Adams. Kuma zagayen kwanan nan sun kasance masu cike da ayyukan samar da ababen more rayuwa (infrastructure), inda ake samun dukiya ba kawai daga kadarorin kansu ba, har ma daga hanyoyin da suke gudana a kansu.

## Zamanin Ingantawa

Haka muka ci gaba har zuwa wannan lokacin; shekarar 2026. Kwanakin da za ka iya hakar Bitcoin a kwamfutar gidanka sun riga sun wuce. Yanzu tsarin yana da inganci, ya cika, kuma manyan hukumomi ne suka mamaye shi. Tunanin samun "kudi cikin sauki" bai taba kasancewa mai wahalar gaske ba kamar yanzu. Duk da haka, masana'antar har yanzu tana barin hanyar sana'a a bude ga duk wanda ya san yadda ake ginawa, yayin da sauran mutane ba sa kallon tikitin cacar meme coins amma suna kallon amfanin abin da ake kera wa. Mun tashi daga duniyar hasashe zuwa ta ingantawa.

Tare da bunkasar tsarin (ecosystem), sabbin tattalin arziki suna kafuwa a cikinsa. Maimakon haka, muna ganin bullar kasuwannin albarkatu, inda kayayyakin dijital ke da daraja daya da mai ko zinare. Mutane sun fara fahimtar darajar abubuwa kamar bandwidth da energy a cikin hanyar sadarwa ta blockchain. Dubaru na hayar Energy yanzu sun zama babban batu, kuma suna da muhimmanci ga masu amfani da ke neman kara yawan ayyukansu. Tunanin Energy da Bandwidth a matsayin kayayyakin da za a iya musanya a cikin hanyar sadarwa kamar ta TRON babban misali ne na wannan balaga. Wannan yana nuna sauyin masana'antu daga matakin hasashe kawai zuwa na aikace-aikace a aikace. Ba wai kawai masu amfani suna "rike tokens" ba ne — suna mu'amala ne da wasu tsare-tsare (protocols) masu sarkakiya, wadanda ke bukatar su sarrafa albarkatunsu.

Labaran attajiran da muka hadu da su, tun daga dalibin kasar Norway mai sa'a zuwa ga mai gina dandalin musayar kudi (exchange) wanda ba a iya tsayarwa, suna nuna hoto mai sarkakiya. Suna nuna cewa babu hanya guda daya kacal ta samun dukiya a harkar crypto. Ga wasu kuma, ya kasance kamar walkiya ce ta fado musu.

Ga wasu kuma, tafiya ce ta sannu-sannu kuma cikin tsari. Amma babban abin da ya haɗa su, musamman ga waɗanda suka riƙe dukiyarsu, ya kasance fahimtar fasahar da kuma shirye-shiryen sauyawa tare da zamani. Hamshaƙan attajirai na sa’a yawanci suna almubazzaranci da dukiyarsu kusan cikin sauri kamar yadda suka same ta ta hanyar zamba ko kasuwancin da bai dace ba. Sai dai, masu ginawa da masu saka hannun jari na dabara, sun fi karkata ga yin arziki a hankali cikin lokaci.

## Darussa na Gaba

Wannan ya kai mu ga darasi na ƙarshe na attajiran crypto. Tunanin "arziki na farat ɗaya ba tare da fasaha ko ƙoƙari ba" yana da wuyar jurewa, kuma mutane irin su Kristoffer Koch suna taimakawa wajen dorewar wannan mafarkin. Amma duk da jan hankalinsa na babban sikelin, wannan mafarkin shiri ne na gazawa. Haƙiƙanin waɗanda suka yi nasara a wannan fanni su ne waɗanda suka fahimci cewa crypto ba gidan caca ba ne kawai, juyin juya hali ne na fasaha. Sun girmama tsarin da ke ƙasa da shi. Sun san cewa kima ita ce amfanin da ake samu. Ko Roger Ver ne yake tallata kuɗin, ko CZ da ya gina dandalin musayar kuɗi, ko Hayden Adams da ya rubuta ƙa'idojin tsarin, duka sun ƙara kima ga wannan tsarin.

Ko a wannan zamanin na kasuwanni da suka balaga da manyan kamfanoni, har yanzu akwai damar shiga wadda ba ta buƙatar biliyoyin daloli ko ƙungiyar masu haɓaka shirye-shirye. Akwai kayan aiki da ayyuka da ke taimaka wa mai amfani na yau da kullun yin zirga-zirga a cikin wannan duniya mai sarƙaƙiya cikin sauri. Bayan haka, inganci wani nau'i ne na dukiya. Ajiye ƴan daloli akan kuɗin hada-hadar, rage cikas yayin yin tura kuɗi, da buɗe sabbin hanyoyin amfani da albarkatun hanyar sadarwa su ne abin da gina injinan hakar ma'adinai ya kasance a dā — hanyoyi ne masu sauƙi na yin gaba a shekarar 2026.

![Miliyoniya na Crypto - Su Wane Ne Su?](https://netts.io/blog/images/body/fdc1e730453509da5090255cc8e3d394fa13264e-539.webp)

Musamman ga masu amfani a cikin tsarin TRON, fuskantar kuɗin gas abu ne da ba za a iya guje masa ba. A nan ne Netts Energy Charge Bot yake shigowa. Wannan yana ba masu amfani damar yin hayar albarkatu cikin inganci.

Abin da kawai kake bukata shi ne ka zaɓi walat sannan ka danna "Charge", kuma bot ɗin zai caje maka Energy da Bandwidth na tsawon sa'a 1, wannan ya isa ga kowane tura USDT. Bari hada-hadar ta kammala, sannan daga baya bot ɗin zai tantance albarkatun da aka yi amfani da su da gaske kuma ya rage adadin TRX da ya dace daga ajiyarka gwargwadon haka; idan ba ka yi amfani da komai ba, ba za a rage komai ba. Hanya ce mai wayo da inganci ta yin hayar energy ba tare da ɓarna ba, shaida ce da ke nuna cewa a shekarar 2026, kuɗi mafi wayo galibi shi ne kuma kuɗi mafi inganci.